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Well, my explanations would be: 1. Usually, people get aroused by the sight of a naked body. But some can get aroused by other objects as well; that's called a fetish. It can be any object, really, but in most cases it has some special significance (attractive people wear it or own it or something like that). So, the object is a substitute for the body, and just like you cum in the body during sex, you cum in/on the the thing instead. 2. Peeing yourself is taboo (for people over 3 years of age), so you get the thrill of doing something that is forbidden. The rest ist probably about humiliating